Maximizing Homeowners Insurance Coverage: Guide to Securing a New Roof

Roof replacements can be a costly endeavor for homeowners, especially when unexpected damages occur due to storms, winds, leaks, or missing shingles. To alleviate the financial burden, many homeowners seek ways to have their insurance cover the expenses.

Six Steps to Successfully Obtaining Homeowners Insurance Coverage for a New Roof:

Understanding Your Insurance Policy

Before pursuing an insurance claim for a new roof, it’s crucial to familiarize yourself with the details of your existing insurance policy. Not all insurance plans cover all roofing problems, so carefully review the terms and conditions to determine if your situation qualifies for coverage. If your policy explicitly states that your roofing scenario isn’t covered, it’s best to discontinue further discussions. However, if the coverage seems applicable or unclear, proceed to the following steps.

Documenting Damages and Filing a Claim

One of the most secure ways to document damages is by taking pictures with timestamps. This step is essential in proving the need for a new roof to your insurance company. Be sure to capture clear before-damage and after-damage photos to establish when the damages occurred. Once you have gathered sufficient evidence and documentation, file a claim with your insurance company.

Seeking Professional Assessment

In certain cases, a professional roofing assessment may be necessary to validate your insurance claim. Alongside photographic evidence, the opinion of a qualified roofer can provide substantial support. Engaging a roofing professional will ensure a comprehensive evaluation of your roof’s condition, shedding light on the necessary repairs or replacement. It’s worth noting that your insurance company might suggest a reputable roofing company or even cover the inspection costs, with the hope of avoiding a full roof replacement.

Collaborating with the Insurance Company:

It’s important to remember that your insurance company is not against you. They simply navigate through administrative processes. By involving a professional roofer, you provide valuable insights and expertise that can expedite the claim process. Maintain open communication and work collaboratively with your insurance company, providing all the necessary information and documentation they require.

Transparent Pricing: Request a Comprehensive Roofing Estimate

When collaborating with our roofing professionals for a thorough inspection of your roof, it’s essential to understand the cost implications of a replacement. Ask for a detailed estimate during the inspection to gain clarity on the expenses involved.

Safeguarding Against Scams: Ensuring a Legitimate Experience

Homeowners must be vigilant when it comes to insurance and significant home upgrades to avoid falling prey to scams. In the aftermath of severe storms, unscrupulous individuals may approach you with promises of a free roof in exchange for personal information or other benefits.

At Houston Restore Pros, we prioritize your security. We are more than willing to provide copies of our liability insurance and relevant certificates to establish our credibility. Feel free to verify our business address, request our business license, and check our recent reviews to ascertain our impeccable reputation.

Expedite Your Claim: Seamless Completion of Insurance Requirements

Congratulations on progressing through the claim process and having your insurance policy acknowledge and accept your claim! The remaining steps involve meeting their requirements to facilitate hiring our reputable roofing contractors and initiating the replacement.

Patience is key during this phase, as we work diligently to ensure a smooth process. With the convenience of online payment options, you’ll have your new roof in no time.

Trust the Experts: Partner with Houston Restore Pros

At Houston Restore Pros, we are dedicated to making your roof replacement project as effortless and stress-free as possible. Count on us to collaborate seamlessly with you and your insurance company throughout the process.

Contact us online today to receive an accurate price estimate, schedule a complimentary in-home consultation, and obtain answers to all your roofing inquiries. Experience peace of mind with the roofers you can trust.

Remember, Houston Restore Pros is here to provide exceptional service and support every step of the way.

 

 

 

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Overall Rating
4.9 60 reviews
kendell clark Avatar
kendell clark
4/14/2025
After our house flooded on Christmas we called Houston Restore Pros and they took time from their holiday to come out and assist us and walk us through the next steps. From mitigation to reconstruction the process was seamless and the experience was great. The office worked side by side with our insurance and got all the tough questions answered for us and handled everything on that end. They were able to restore my home to even better than they found it. We’re very happy we choose Houston Restore Pros.
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Carol Smith Avatar
Carol Smith
4/14/2025
Houston Restore Pros worked well with our insurance. Joe and crew were compassionate and highly efficient at the moisture mitigation. Joel was great at coordinating the different phases and letting us know what to expect. Dennis and team Manuel, Daniel, and Alex went above and beyond expectations! Joe and Kirk and their crews carefully moved the furniture out and back. I would hire this group again!
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Derek Pruitt Avatar
Derek Pruitt
4/05/2025
Ben was prompt with communication and they did nice work
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JOEY Avatar
JOEY
4/05/2025
Ben and his team completed this project for us as sewer water backed up into the home. They did the demo which consisted of removing the base boards, tile/wood flooring, sheet rock, shower, etc. They put back the home in a timely and professional manner!
They installed sheet rock, tape and float, installed base boards, painted walls and trim, built a new vanity and painted, installed new plumbing fixtures, completed the tile shower with pan, tile in bath areas, and wood in bedrooms and living areas. Very reasonable pricing and completed a few small extras without hassling for additional monies.
I highly recommend Houston Restore Pro to complete any project you may have at your home or office!
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Van Ho Avatar
Van Ho
4/05/2025
Houston Restore did an amazing job on my property. Got Water damage and they arrived in 3 hours to dry out everything. Then Ben took care the restoration . He finish entire house in 2 months and my house turn out so beautiful .
I would recommend Houston restore to everyone
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Maria Lopez Avatar
Maria Lopez
4/05/2025
These guys are lifesavers. They are available 24/7. They provided excellent, professional service and did not leave until the job was done.Thanks to Joe, Jose, Josue, Joyce, and Joel.
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Danielle Beckcom Avatar
Danielle Beckcom
3/05/2025
Ben and his team at Houston Restore Pros were absolutely fantastic! From start to finish, they demonstrated professionalism, efficiency, and outstanding attention to detail. They went above and beyond to ensure everything was handled with care, and their expertise was evident in the quality of their work. Communication was seamless, and they were always available to answer any questions along the way. If you’re looking for a reliable and skilled restoration team, look no further—Houston Restore Pros is the best in the business. Highly recommend!
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stephen cunada Avatar
stephen cunada
2/05/2025
We had a little flooding inside our house back in July 2024 and when we informed our insurance company, they have suggested Houston Restore Pros as one of the cleanup company. In a matter of few hours, Joe was at the house supervising the mitigation process which they did meticulously. We were satisfied with the results that we decided to let them finish the restoration and reconstruction of the entire first floor under the able watch of Ben who was very responsive to all our questions and making sure that he corrected everything that needed to be addressed promptly. I would highly recommend Houston Restore Pros to anyone who would be in the same predicament. Thanks again Joe, Ben and the entire crew.
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B B Avatar
B B
2/05/2025
Our house flooded in May and needed to be restored from 2 feet up down to the concrete foundation. Houston Restore Pros had us back in our house in December and it looks better than it did before the flood. Ben was very helpful during the process and whenever we needed a repair fixed or changed he was easy to get ahold of and was quick to send out someone to fix it. You can tell that he really cares about his customers. I've added some photos of the demo and the finished home. It really is beautiful.
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Lee Tilley Avatar
Lee Tilley
2/05/2025
Slow water leak ruined my life! These guys put it back together from start to finish. Ben & his team were great to work with. He was always available, this man needs a promotion.
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Cat Ferguson Avatar
Cat Ferguson
2/05/2025
I would like to take a moment to commend Ben Sos, Project Manager at Houston Restore Pros, for his exceptional professionalism and courteous demeanor throughout our project. Ben consistently demonstrated a remarkable ability to effectively manage tasks and ensure that the right team members were assigned to meet our needs.

His patience and understanding were particularly noteworthy; he was always available to address my concerns, even during moments of distress, and handled each situation with grace and empathy. Ben truly goes above and beyond for his clients, and his commitment to delivering outstanding service is evident in every interaction.

I wholeheartedly recommend Ben Sos for any project, as I am confident that his dedication and expertise will lead to successful outcomes.
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Jenny Ryan Avatar
Jenny Ryan
1/05/2025
Houston Restore Pros Joe Contreras and his team expertly handled the water mitigation in my home after my attic leaked, and Ben Sosa and his team beautifully restored my floors and the ceiling and sheetrock damage. They respond promptly to communication and guide their customers through each step of the process. Their care for their customers shows in all aspects of the company. I would recommend Houston Restore Pros to anyone.
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Rasheed Bangee Avatar
Rasheed Bangee
11/05/2024
Mr. Ben Sosa stayed on the top till the job is complete. Joe, Isaac Escobar and all are excellent along with Ben.
Worry free for one. They took care of all including contacting insurance company. Pictures are before and after.
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Helen Castillo Avatar
Helen Castillo
11/05/2024
Ben did a fantastic job him and his crew. They did repairs to my house and also painted it great job Ben
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Satish Mani Avatar
Satish Mani
10/05/2024
HRP were awesome. They came, understood our challenges and resolved each and every one of them. Ben their Project Manager especially understood our concerns and went way beyond to resolve our issues. Highly recommend HRP for any House restoration issues.
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